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What You Can Expect working with Mortgage Mitigators LLC
We will work diligently on your behalf with all our tools and resources as it takes to get you a successful loan modification. If we are not successful, you will pay nothing. If you don’t win, we don’t win. And we like to win.
We hope to make this process as smooth as possible for you and look forward to providing you with the best possible service. Please let us know if there are any questions we can answer. We look forward to serving you.
1. We will diligently collect all necessary information for proposal submission.
Time is of the essence in pursuing your loan modification and we will not rest until we have all necessary information for your file to be successfully submitted – remember, we don’t get paid until and unless your file is successfully modified.
Additionally, we will contact other companies for you to procure information to complete your file if necessary.
2. We will apply our expertise to prepare the optimal loan modification proposal.
File preparation is critical to a successful modification. Many modifications fail due to inadequate file preparation.
Your file will be prepared to fit your lender’s most current programs to maximize your chances of an approval.
We will compile all necessary elements for your lender proposal package exactly the way it needs to be based on your individual lender’s requirements. This is a key element to the process as if the package is missing anything or is not submitted in the proper order it may be put aside or not accepted by the lender at all.
3. We will work relentlessly until your file is acknowledged by your lender/servicer.
Failure to get a modification proposal to the proper place and acknowledged by the right person is another place where many files fail or encounter needless excessive delay.
We have a constantly updated database of contact details for the majority of lenders allowing us to place your file in the right hands the first time in most cases, however our submission process doesn’t stop until your lender has actually acknowledged receipt of your file. In some cases it may take multiple faxes, FedEx packages and daily phone calls to ensure that your file is on track.
4. We will doggedly pursue approval of your file.
We are maniacal in driving for results. Once again, we don’t get paid until your file is approved (and neither do our negotiators…) As a result, you can rest assured that our hired guns are on the phones daily pushing, escalating and looking for every angle to get you an approval.
5. We will evaluate and explain your approval, once received from the lender.
Once we receive an approval letter from your lender, we will explain all the elements of the loan modification, including your obligations under the proposed modification and how to successfully
6. We will track your file through the entire process using our integrated IT systems.
To ensure maximum integrity for your information and ensure your file is moving through the process as it should, we employ a series of secure databases and automated processes. You can rest assured that your file will be tracked and processed with deliberation and care.
Your lender is not your advocate, we are – we look forward to working for you!
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